More buyers tend to pay for the title policy as it improves the strength of their offer when there is competition, especially as it moves to a seller's market.
In Texas, a homestead exemption reduces taxes for your home. A portion of the property value is taken off from taxation which can lower property tax.
Typically, it takes roughly 10 to 14 days for the title search. There can be longer timelines to obtain a title policy compared to other insurance policies.
Mortgage closing costs are the charges or fees paid to cover services used to buy a house using a home loan. This estimate guides a buyer on what the fixed and negotiable closing costs items are.
Liens may prevent you from selling your property later on, and it takes a lot of money to fix the issue. Learn more here.
